The Good, The Bad, and The Ugly of Driving in New York
Because the state of New York is a what is commonly referred to as a “no fault” state, it is important to make sure that people are fully aware of the laws and regulations that are applied to obtaining auto insurance.
Some of the factors that determine your car insurance rate have been on Kathy Lee’s mind. She has a decent credit score, so her monthly payment should be reasonable. Last year Kathy Lee purchased a brand new car.
There are a few things that go into researching a car insurance quote NY. New York is a “no fault” state. Because of this all drivers are required to purchase what is called a personal injury protection plan.
Last fall when Kathy Lee was driving home from work she rear ended an older gentleman who was had to make a random stop. Kathy Lee claims she did not see the man. Because Kathy Lee hit the man from behind while he was at a complete stop, the accident was her fault according to the law. As a result she was given a ticket. The accident as well as the ticket went on her driving record.
Due to Kathy Lee’s father’s position in the United States Army, she researched whether or not she would qualify for a discount.
Obtaining the correct information is a fairly easy process and should not take long when you go through the right channels like the New York State Insurance Department.
Over the next few months Kathy will continue to research all of her available options in the state of New York.
Being a New York driver is a privilege, one that ought to be taken seriously. If you do your research, you will get a great deal and a great price!
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