Even from early on, we are told that to have insurance is a very important thing. This may be something that we have heard from our parents, thought by our teachers etc. We might even have been influenced by the many tons of media advertising that we are subjected to daily. We are taught that financial risk is something that you should not be happy to have. This is especially true when it comes to your car and thus the importance of car insurance policies. This is all working in the favor of car insurance companies who want to make you think that by buying their policies, you are totally covered from any negative financial issues. The problem is that this impression is too often broken when it comes to actually claiming your car insurance.