What You Should Know About Car Hire Services

There has been many a debate about car rental insurance and whether it is a necessity or not. The one thing that you must keep in mind is that car rental companies make money on selling you this option, so they want you to take it, plus it covers their vehicle, which honestly is the only thing that they are truly concerned about.

The following are some of the most common questions that people have about this type of insurance and the answers may surprise you.

DOES MY REGULAR CAR INSURANCE POLICY COVER ME WHEN I AM DRIVING A RENTAL CAR? The answer is yes, most car insurance will cover you fully when you are driving in a rented vehicle, however as with all things it is a good idea to contact your car insurance company in advance and ask them about this coverage. Don’t wait until you are standing in line at the rental agent to attempt to make this decision, know the facts before you get there.

WILL THE CREDIT CARD THAT I USED TO RENT THE CAR COVER ME FOR ANY DAMAGES? There is not straight yes or no answer for this question. Most of the major credit card companies do offer additional rental insurance, however you should always check prior to using it for your rental.

IF I FIND OUT THAT I AM COVERED UNDER MY OWN CAR INSURANCE AND MY CREDIT CARD COMPANY SHOULD I STILL TAKE OUT THE CAR RENTAL INSURANCE? NO, NO, NO….Although many companies will tell you that you are not covered under any insurance but theirs, this is absolutely not true. The truth is, the insurance coverage that is offered from a rental car company will provide you will no covers that you are not already be offered through your insurance and credit card companies.

So before yo arrive at the rental car company to pick up your vehicle check with your insurance and credit car companies to see what you are covered for. This will make you more confident when you refuse the rental companies insurance and you will be saving a lot of money.

Budget Rent a Car is the best site to check out if you are looking for a car rental Surfers Paradise. They are the leading rental car agency in all of Australia.

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